Glossary entry (derived from question below)
Hungarian term or phrase:
kockázati életbiztosítás
English translation:
term insurance
Hungarian term
kockázati életbiztosítás
http://www.oc.hu/hitel/biztositastavlat
Angolul viszont ezt találtam:
The name gives it away. It's term assurance, as you only get a payout within a fixed term e.g. 18 years. It's level, because the payout you get doesn't vary, it's always at a set amount.
Level term assurance thus guarantees a lump sum payout upon death within a fixed time e.g. £150,000 if you die within the next 18 years. It's the one policy you hope won't pay out!
Don't confuse it with...
Decreasing term assurance bought to cover repayment mortgages, where the payout decreases over time; or whole of life insurance - an investment based policy mainly used for inheritance tax planning. There's a useful list of definitions here.
Mivel itt nem tudom a szövegböl, hogy melyikröl lehet szó, ezért valami általánosabb kifejezésre lenne szükségem - ha létezik ilyen.
4 +2 | term insurance | Michael Golden |
Apr 18, 2008 15:01: Katalin Horváth McClure changed "Level" from "Non-PRO" to "PRO"
PRO (1): Katalin Sandor
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Proposed translations
term insurance
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Note added at 53 mins (2008-04-14 12:32:54 GMT)
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i.e. "level term insurance" and "decreasing term insurance" are types of term insurance
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Note added at 1 hr (2008-04-14 13:09:31 GMT)
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Also, if it's not clear from the context that you're talking about life insurance, then I would say "term life insurance" for extra clarification.
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